About Us

Our credit restoration and mortgage loan specialists are ready to guide you towards financial freedom and homeownership. Get personalized advice tailored to your unique situation.

Your Path to
Homeownership
Starts Here

Expert Federal Mortgage Solutions with Brenda Carter

Explore Loan Options

What we Offer

Services We Provide

Conventional Loans

Standard financing with competitive rates and terms

FHA Loans

Lower down payments for easier homeownership

VA Loans

Honoring veterans with exclusive mortgage benefits

USDA Loans

Empower ruralhome buyers with zero-down options

We manually process every loan application to ensure the best outcome for you. View all our Services

Mortgage Loan Solutions

Start your journey with Capital Federal Credit Union today and secure your financial future!

Empowering Your Homeownership Dreams

Meet Your Mortgage Expert

Hello, I’m Brenda Carter, a seasoned Federal Mortgage Loan Officer dedicated to helping you navigate the complexities of the mortgage process. With my experience in the federal mortgage sector, I bring a deep understanding of loan programs and financial strategies designed specifically for homeowners.

Powered By Capital Federal Credit Union, our mission is to empower you with the knowledge and tools needed to make informed decisions about your home financing options. Whether you’re buying your first home, refinancing, or exploring reverse mortgages, my goal is to provide a smooth, transparent, and supportive experience.

Let’s build your pathway to homeownership together!

Brenda Carter

Owner

Explore our resources, get insights into the latest mortgage trends, and learn how you can maximize your financial opportunities.

WHY CHOOSE US

Your Trusted Mortgage Partner

Experience the difference of personalized mortgage services backed by years of expertise. We offer tailored solutions, manual processing for accuracy, a wide range of federal loan programs, and unwavering support throughout your homeownership journey. With us, you're not just getting a loan – you're gaining a dedicated partner in achieving your home financing goals.

Personalized Service

We manually process every loan application, ensuring a tailored approach that considers your unique financial situation. Our hands-on method allows for greater flexibility and accuracy in evaluating your loan eligibility.

Extensive Experience

With 15 years in federal mortgage lending, we bring a wealth of knowledge to guide you through complex loan programs. Our expertise ensures you get the most suitable mortgage solution for your needs.

Diverse Loan Options

We offer a wide range of federal loan programs, including Fannie Mae, FHA, VA, and USDA loans. This variety allows us to find the perfect fit for your homeownership goals, whether you're a first-time buyer, veteran, or rural homeseeker.

Ongoing Support

Our commitment doesn't end at closing. We provide continuous support and resources throughout your homeownership journey, from pre-approval to long after you've moved in.

OUR SERVICES

Explore all of our Services

Credit Repair

Comprehensive credit restoration services to improve your financial standing.

Mortgage Loans

Expert guidance in securing the right mortgage for your dream home.

Credit Report Analysis

In-depth review of your credit reports to identify areas for improvement.

Financial Education

Empowering you with knowledge for long-term financial success.

HOW IT WORKS

We manually process every loan application to ensure the best outcome for you.

step

Free Consultation

Discuss your credit and mortgage goals with our experts.

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Personalized Plan

Receive a tailored strategy for credit repair or mortgage application.

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Implementation

We execute the plan, addressing credit issues or preparing your loan application.

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Achieve Your Goals

Enjoy improved credit or move forward with your mortgage approval.

What does the customer
have to say?

Robert Anton

Satisfied Client

Their credit restoration services helped me qualify for a much better mortgage rate. I'm now a proud homeowner!

John Jeshon

First-Time Homebuyer

The mortgage team made the entire process smooth and stress-free. I couldn't be happier with my new home.

Andro Rasel

Credit Repair Client

In just six months, they significantly improved my credit score. I'm now on track for a brighter financial future.

Charles Milam

Our Insurance Agency CEO

Many of our clients purchase motorcycles because they are fun and fuel efficient, and the fact that they’re more

ABOUT US

We have been a resource for financial recovery solutions

Innovation is collaboration, perseverance, and hard work. We've helped thousands of clients restore their credit and secure favorable mortgage terms. Our expertise is your path to financial success.

Financial Solutions

I will give you a complete solution to elevate your life into next level

Satisfied Clients

Manage your credit recovery plan online
We believe every interaction matters
100% Commitment to your financial goals

The best for your financial future

Our tailored approach ensures you get the most effective credit restoration and mortgage solutions. We're dedicated to helping you achieve your dreams of financial stability and homeownership.

Let's Connect
with Mortgage Experts

Our mortgage specialists are ready to guide you towards homeownership and financial stability. Get personalized mortgage advice tailored to your unique situation.

CALL FOR ADVICE NOW!

305-479-1719

Get An Quote

JOIN CFCU

National MLO Program

Jumpstart your career as a Mortgage Loan Officer with CFCU’s National MLO Program. Our comprehensive onboarding process and ongoing support system are designed to set you up for success in the dynamic world of mortgage lending. With personalized tools, expert training, and exclusive credit union benefits, you’ll have everything you need to thrive in this rewarding field.